Comprehensive Wealth Management
Essential Wealth - For those with assets between $1M and $3M
Financial Planning
- Investment portfolio analysis, strategy, and recommendations
- Year-end tax planning & savings
- Stock options strategy and stock plan optimization (Employee Stock Purchase Plan, Restricted Stock Units, Incentive Stock Options, Non-Qualified Stock Options.)
- Debt strategy for mortgage, student loans, auto loans, etc.
- Traditional versus ROTH contribution analysis
- Education and college funding
- Insurance planning (Life, Disability, Long-term care)
- Assistance with major purchases (i.e. home buying help)
- Review custodial account contributions
Investment Management
- Analyze risk tolerance and capacity
- Identify investment Goals
- Provide recommendations
- Monitor portfolio drift
- Review alternative investment options
- Quarterly strategy and tactics meetings
Advanced Wealth - For those with assets over $3M
Financial Planning
- Everything from Essential Financial Planning plus: Year-end tax planning & savings
- Alternative investment strategy (private equity, venture capital, non-traded real estate)
- Tax-qualified investment consideration (exchange funds, qualified opportunity zones, deferred annuities, etc.)
- Retirement income forecasting and planning
- Concentrated stock strategies & liquidation (10b5-1 planning)
- Estate planning review - updating documents and beneficiaries as needed
- Budget analysis (spending by category, spending history, budget establishment)
- Roth IRA Conversion analysis
- Annual gifting & charitable giving
Investment Management
- Analyze risk tolerance and capacity
- Identify investment Goals
- Provide recommendations
- Monitor portfolio drift
- Review alternative investment options
- Quarterly strategy and tactics meetings